Student accounts made smart and simple
Unlock financial freedom with a Moneybase Student Account, a seamless and digital way to manage your finances effortlessly and securely. Set up your free student account online in minutes.
Boost your first stipend with a €40 bonus
Send money in seconds
Multi-currency cards, built for your everyday
Step into the world of investments
More than a student account
Tap and pay with devices you carry every day
All under your control, 24/7
View and change pin
Freeze or cancel card
Card security, your way
Get rewarded to travel
Open a student account in minutes
FAQs
Yes. Moneybase is regulated by the Malta Financial Services Authority. We do not lend any of the money that you place in your account. It always remains yours, protected, and secure.
If you notice fraudulent transactions or something goes wrong with an online purchase, you can contact our customer support team to initiate a Mastercard Chargeback and get your money refunded at no cost.
Yes, we have four Calamatta Cuschieri Moneybase branches located in Fgura, Sliema, Birkirkara, and Mosta. You can visit any of these branches to collect a non-personalised Moneybase card or get assistance with your Moneybase account.
You can also contact our customer support team, available 7 days a week via the in-app live chat or on +356 25 688 688.
Anyone aged 16 or over, with a valid identification document and a postal address in a Moneybase-supported country, is eligible to open a student account. Users aged 16 to 17 have access to all features, except for investments, which become available upon turning 18.
International students are also eligible, provided they reside in a supported country and can supply both a valid identification document and proof of address.
Opening a Moneybase Student Account is completely free, with no monthly fees. To open a Moneybase Student Account, simply download the app, complete your verification, and set up your account in minutes.
Your Moneybase Student Account will be ready for use in just a few minutes, after the onboarding has been completed and your account verified/approved.
After opening your Moneybase Student Account, click on the ‘Details’ button on the Home page of the Moneybase app, copy the IBAN, and use it when filling in your maintenance grant details.
Once you receive your first stipend into your Moneybase Student Account, we will fund your account with a €60 bonus! If you have already received the stipend bonus in previous years, you will not be eligible again. However, you may still qualify for a €75 salary bonus.
Several banks in Malta offer student bank accounts. An alternative worth considering is the Moneybase Student Account, which provides a more advanced and modern web and mobile experience for managing your spending and investments – complete with customisable security features and regulated by The Malta Financial Services Authority.
To open a Moneybase Student Account you will need a valid identification document. In case you’re using your passport, you will need to provide a proof of address. If you have any issues opening a student account, contact our customer support team available 7 days a week through the in-app live chat or by calling +356 25 688 688.
Yes, students aged 18 or over can invest in stock, bonds, funds, cash funds, ETFs, and more, directly through the Moneybase app or web platform.
If you’re under 18 years old, you can still open a Moneybase Student Account and access all other features, but investment services will only become available once you reach 18 years of age, in line with regulatory requirements.
Terms & Conditions for the stipend bonus and the double stipend giveaway
Terms & Conditions for on campus activities/offers
*The APY (Annual Percentage Yield) is presented as of 02/09/2025 and based on information provided by the fund manager, UBS (IRI). Please note that the annual interest rate changes on a daily basis and might move in an unfavourable direction. The value of your investments may go down as well as up and may be affected by changes in currency. Before making any investment decision please carefully examine the Key Information Documents (KIDs) available on Moneybase platform in the instrument details section, or contact us at any time for assistance.