Moneybase Joint Accounts

Money’s better together.

Open a joint account with up to two more Moneybase users to manage your spending and savings together. 

  • Switch between your personal and joint accounts in a tap.
  • Enjoy direct deposits and withdrawals with your joint account IBAN.
  • Get joint account cards with in-app security features.
  • Track your spending with real-time notifications and full visibility.
  • Skip the paperwork. Just get in touch and we’ll handle the rest.

 

Don’t have Moneybase? Get started today.

Share the costs and pool your savings.
Enjoy direct deposits and withdrawals.
Keep track of who's spending what.
Stay on top of your finances.
Make money simple, together.
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Money's better together.

Moneybase Joint Accounts

One app, multiple accounts 

Your joint account is separate from your individual account but just as easily accessible, and you can share this account with up to two more people. 

Shared spending and savings 

Manage and monitor your shared expenses or save up together for a particular goal. Set up a joint account with your partner, relative or friend for your household bills or to start saving for a rainy day. 

The benefits of a joint account IBAN 

Your joint account comes with its own IBAN for separate transactions so you can add funds directly to it or even receive your salary on it, without having to transfer funds from your main account. 

Get joint account cards 

Joint account holders can order a separate card linked to the joint account for direct withdrawals. You can control your card’s security features straight from your phone and freeze or customise your transaction settings to suit your needs. 

Full visibility, real-time notifications 

Keep track of your spending and savings with your joint account transaction history and real-time notifications for incoming or outgoing funds to see who’s spending what.

Setting up a joint account is easy 

No need to set an appointment or fill in complicated paperwork. All you need to do is make sure you download the app and sign up. Then get in touch and we’ll handle the rest. 

FAQs

Your questions answered.

What is a joint account?

A joint account is another account you can open with up to two other Moneybase users, which you can access from your app. The account comes with its own IBAN and card, and the funds in the joint account are held separately from your main account.

Who can open a joint account?

To open a joint account, you need to be at least 18 years old and an EU or Malta resident, holding a Maltese ID or residency card. You also need to open a Moneybase account.

How do I set up a joint account?

If you have already downloaded the app and are onboarded, you will only need to get in touch with us and we will set up the joint account for you. Tap on the profile icon from the app's home screen and tap on 'Support' to contact us.

Does each person in a joint account get a card?

Yes, each joint account holder gets their own joint account card. Each user controls their own card separately, though the IBAN and account are shared.

Is a joint account like an e-wallet?

No. While the functions are similar, a joint account has its own separate IBAN and functions like a separate account. This means you can add funds directly to your joint account without having to first transfer money from another Moneybase account. To access your joint account, just swipe at the top of your home screen.
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