Your money is safe with us!

Home Your money is safe with us!

Here is why your money is safe with us!

Who is behind Moneybase?

Moneybase is a subsidiary part of the Calamatta Cuschieri Group, which pioneered financial services in Malta in 1971.

We are a licensed Financial Institution that is strictly regulated by the Malta Financial Services Authority. Our dedicated team has decades of experience in helping people to manage and grow their wealth.

Where is my money held?

Moneybase holds accounts with the Central Bank of Malta and ABN Amro, both of which are highly regarded as safe institutions.

Is client money segregated?

All money held with Moneybase is held in a segregated clients account and is subject to daily reconciliations and strict internal controls. Your money is never at risk, and will not be affected by any claims made against Moneybase.

Who are your auditors?

Our auditors are Deloitte, a world leading Audit firm and part of the BIG 4.

50+

Years of Experience

2.3 Billion

Assets under Management and Administration

Winner

Best Financial Institution

Since 1971

Established Group

Does Moneybase lend my money to others?

No! Moneybase is not a Credit Institution. We are a licensed Financial Institution authorised by the Malta Financial Services Authority to provide payment services.

As a Financial Institution we do not conduct certain services which a Credit Institution typically offers, such as taking customer deposits and granting loans out of those same deposits. Our offering is focused on bringing you the best available technology to make money simple by solving your payments headaches.

Is my money safe with Moneybase?

Yes, it is safe, because there are several regulatory restrictions intended to safeguard your account against the risks to which your money can be exposed. Since we are not a bank, we do not lend any of the money that you place in your payment account or your electronic money account. As a result, your money is always protected and Moneybase is not required to contribute towards the Depositor Compensation Scheme for the protection of your money, as would be the case with traditional banks.

Because we never lend your money to others and any loans or overdrafts granted to you are issued out of our own capital, your money’s risk exposure is low. All customer funds are banked with reputable banks in the European Union, in duly designated segregated client accounts, in accordance with our legal and regulatory obligations as a licensed Financial Institution. Besides, your card transactions are also protected by the Mastercard or Visa rules.

Are you licensed across the EU?

Yes, we have passported all our payment and investment services throughout the European Union (EU) and the European Economic Area countries (EEA).

Can I use money held on my Moneybase account in shops?

Yes, of course you can. You just need to order a Moneybase card. A Moneybase card will allow you to make in-store and online payments using the latest 3DS2 technology, which is both convenient and secure.

You can also use your Moneybase card to withdraw cash from ATM machines. Our cards will also give you access to the Mastercard network globally.

How much does it cost to use Moneybase’s services?

Opening a Moneybase account is free and comes with a number of free services included. Our fees can be found here.

Can I speak to someone to guide me through your offering?

Our dedicated ISO9001-certified customer support team is available 7 days a week to assist you with any questions you might have.

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