Spending money is a part of everyday life. Whether you’re shopping online, dining out, updating your wardrobe, planning a trip, or enjoying a night out with friends, your purchases add up. But what if you could get rewarded every time you spend? With your Moneybase Mastercard, you can!
We’re happy to bring back our much-awaited cashback offer, in collaboration with Mastercard! A simple and easy way to earn money by spending it!
How to earn the weekly cashback
Use your Moneybase Mastercard to make 6 or more transactions totalling €150 or more per week. On Monday, you will receive a €10 cashback! It’s as simple as that, just hit the weekly target. The cashback campaign starts from the 1st April 2025 until September.
Remember that your Moneybase Mastercard can be added as a virtual card to be used on Google Pay, Apple Pay, Garmin Pay and Xiaomi Pay. When you use your Moneybase Mastercard for payments you’ll also benefit from the best foreign exchange rate!
The more reasons to use your Moneybase Mastercard
- Earn Up to €210 in Total – This campaign isn’t just a one-time perk, you can earn cashback every single week! With a total of 21 cashback opportunities, you have the chance to accumulate up to €210 just by using your Moneybase Mastercard for your regular spending.
- Save when travelling – Whether you’re shopping internationally or traveling abroad, the Moneybase Mastercard helps you save with the ultra-competitive currency exchange rates. Pay directly in 13 major currencies and avoid unnecessary fees.
- Best-in-Class Security – Enjoy peace of mind with advanced security features. View your PIN directly in the app, freeze or block your card instantly, and receive real-time push notifications for every transaction – so you’re always in control of your money. Lost a card? Freeze it and order a virtual one for free to keep spending!
- Exclusive Mastercard Travel Offers – Beyond cashback, your Moneybase Mastercard gives you access to exclusive travel discounts and special offers from top brands like easyJet, Booking.com, Heathrow Express, Rentalcars.com and more. Enjoy even more benefits while you travel, and explore!
Get started with Moneybase
If you’re not using Moneybase for your daily payments yet, now is the perfect time to start! Download the Moneybase app today and order your free virtual or physical card for easy and seamless payments both locally and globally. Plus, gain access to a variety of online investment opportunities and exchange between 24 currencies at some of the most competitive exchange rates in Malta.
If you need assistance, speak to us through our in-app chat or contact us on +356 25 688 688, our ISO certified customer support team is available 7 days a week.
Terms and conditions apply. Visit moneybase.com for more information. Moneybase Limited (MB) C 87193 is licensed by the MFSA to transact the business of a Financial Institution in terms of the Financial Institutions Act, Cap 376. MB is a subsidiary of the Calamatta Cuschieri Moneybase plc, Level 0, Ewropa Business Centre, Dun Karm Street, Birkirkara BKR 9034, Malta. Moneybase is a program Manager with Mastercard, your Moneybase card is provided by Moorwand Ltd (FCA Reference No 900709), a Principal member of Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Moneybase Mastercard Cashback Campaign Terms & Conditions
Campaign Rules of the Program (the “Rules”) for participation: The campaign starts on April 1, 2025, and ends on August 31, 2025, with the last cashback to be received on September 1, 2025. Any campaign extensions will be communicated through official Moneybase channels.
Offer
Cardholders must spend a minimum of €150 in a week across a minimum of 6 eligible transactions using their Moneybase Mastercard. Both physical and virtual cards apply, including the cards used with Apple Pay, Google Pay, Xiaomi Pay and Garmine Pay
Terms
Offer is valid for Maltese residents only.
Offer is valid for online and contactless, chip and pin and tokenised transactions.
Money transfers and ATM Withdrawals are not eligible.
A maximum of one reward per customer per week will be rebated .
Definitions
- “Account” means the account of the Card (if any) opened in the name of the Issuer Cardholder
- “Agreement” means the agreement between Issuer Cardholder and its Issuer in respect of issuing the Card
- “BIN” means the bank identification number
- “Card” means any active Mastercard card (excluding Maestro and commercial cards), issued in the name of a natural person, bearing Mastercard Company’s brand and issued by an Issuer. The Card does not mean non-reloadable prepaid cards issued by a bank or other payment institution
- “Cashback” means a credit transaction which is available to Issuer Cardholder under this Program which the Issuer shall pay to the Issuer Cardholder in accordance with these Rules and the Agreement provided always that the relative budget set aside for the Program by the Mastercard Company from time to time has not yet been exhausted
- “Cross-border Merchant (e-commerce)” means any merchant with the registered seat outside or place of business Malta, with the processor of card payments being outside of Malta
- “Domestic Merchant” means any merchant with the registered address or place of business in Malta, with the processor of card payments being in Malta
- “Eligible Purchase” means any six or more purchases (e-commerce) totalling Euro 150 or more (if the applicable billing currency of the Card is Euro) or USD 150 or more (if the applicable billing currency of the Card is USD) within the same week (The week starts at 12:00 AM on Monday (just after Sunday night) and ends at 11:59 PM on Sunday night) online via the internet from/at a Cross-border Merchant (e-commerce) or a Domestic Merchant (e-commerce) with the use of the Card by respecting these Rules and the Agreement, which have to be cleared by not later than the Clearing Deadline.
- “in writing” means any written communications, including in the electronic form (such as e-mail messages).
- “Issuer” means the bank or other payment institution duly authorised by the Malta Financial Services Authority
Cardholders shall be entitled to a weekly cashback of €10 for eligible purchases made using the relative card during the same calendar week (The week starts at 12:00 AM on Monday (just after Sunday night) and ends at 11:59 PM on Sunday night). A maximum of one single cashback per account per each calendar week is allowed. For avoidance of doubt, limitations regarding the purchase made by the cards at the relevant merchants depend exclusively on each Issuer. Cashbacks shall be available in the case of purchases made at/from both Cross-border Merchants and Domestic Merchants. Transactions that will be excluded from the cashback are the ones which belong to one of Merchant Category Codes listed below, and no Cashback shall be paid by the Issuer to an Issuer Cardholder accordingly:
- 4829 Quasi Cash – Money Transfer
- 6010 Financial Institutions–Manual Cash Disbursements
- 6011 Financial Institutions–Automated Cash Disbursements
- 6012 Quasi Cash – Financial Institution – Merchandise and Services
- 6050 Quasi Cash – Member Financial Institution
- 6051 MasterCard – Quasi Cash-Merchant
- 6529 Quasi Cash – Remote Stored Value Load
- 6530 Quasi Cash – Remote Stored Value Load
- 6531 Payment Service Provider
- 6532 Payment Transaction – Member
- 6533 Payment Transaction – Merchant
- 6534 Money Transfer – Customer Financial Institution
- 6535 Value Purchase – Member Financial Institution
- 6536 MoneySend – IntraCountry
- 6537 Moneysend – Intercountry
- 6538 Moneysend Funding
- 6540 POI (Point of Interaction) Funding Transactions (Excluding MoneySend)
- 7801 Internet gambling
- 7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off- Track Betting, and Wagers at Race Track
- 9754 Quasi Cash – Gambling-Horse Racing, Dog Racing, State Lotteries
- ATM Withdrawals
- Moneybase to Moneybase Transfers
The cardholders exercise the right of cashback only once each calendar week irrespective of the number of cards held. Mastercard and Moneybase will not be liable for any loss or damage incurred because of any interaction between Domestic and/or Cross-border Merchant.
Purchases
The amount of €10 as an individual reward each calendar week will be posted to the cardholder by Moneybase. The campaign does not apply to purchases which are cleared after the clearing deadline. The eligibility criteria of minimum 6 purchases for cumulative number of €150 is applicable each calendar week separately.
Suspension of rights to earn cashback – Moneybase shall promptly suspend the cardholder’s right to benefit from the campaign and earn a cashback in any of the following cases:
- Cardholder is in breach of the provisions of the card’s terms and conditions;
- Reversal of an eligible purchase
- The weekly cashback quota has been reached
- Any form of abuse is detected as reasonably determined by Moneybase
The duration and terms and conditions of any such suspension, including the immediate termination, shall be determined by Moneybase and communicated to the Issuer for further communication by the Issuer to the Issuer Cardholders accordingly.
Termination of participation – Closing of Account or Card will be regarded as Cardholder desire to terminate his right to benefit from the participation in the Program. At any time during the Program, Mastercard Company is entitled to instruct moneybase to terminate any Cardholder’s right to benefit from the participation in the Program.
Campaign funding – Cashback funding is limited by a weekly budget of 500 cashbacks per week. If more than 500 users satisfy the criteria within a given week, cashback will only be awarded to the first 500 users who meet the criteria. Users who fulfill the criteria after this threshold has been reached will not qualify for cashback for that week.
Amendments and termination – Moneybase may make any amendments to these rules at any time. Such amendments shall be posted on the Website (www.moneybase.com). The amendments shall come into effect immediately after posting the relevant information on the website, unless specified differently on the website. Moneybase reserves the right to terminate the campaign if circumstances occur that Moneybase could not have known to occur or could not have foreseen, prevented, or eliminated, such as natural disasters, epidemics, civil unrest, war destruction, government acts from the influence on the fulfilment of obligations etc., and which circumstances directly or indirectly affect the financial market and the stability of currencies, i.e. the state of market exchange rates.
Severability of provisions – If any provision of these rules or any portion thereof is held illegal, invalid or unenforceable, then such provision shall be severed from these rules and shall not affect the legal force and enforceability of any other provisions. These rules shall supersede all prior agreements, announcements and representations in respect of the campaign. If any details of the campaign contradict or contravene these rules, then the rules shall prevail, unless stated otherwise. The failure of Mastercard to exercise any of its rights in accordance with these rules shall not operate as its waiver from such rights.
